Terms & Conditions

Effective Date: [Insert Date]

Welcome to Kalyan Travels & Finance. By accessing or using our services — including overseas manpower recruitment, travel assistance, and financial programs — you agree to comply with the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions, including our Privacy Policy and Refund Policy.

2. Services Offered

• Overseas Manpower Solutions: Recruitment, visa processing, documentation, and placement assistance.

• Travel & Logistics Support: Flight bookings, accommodation, travel coordination, and insurance facilitation.

• Financial Assistance: Loan facilitation, women group loans, and financial guidance programs.

• Digital Platform Services: Job application tracking, status updates, and secure document management.

3. Eligibility

• Candidates must meet the minimum requirements specified for each job, including education, skill level, age, and health criteria.

• Financial programs, including loans, are subject to eligibility checks and group approval (for women group loans).

4. Fees & Payments

• All fees for services, including job application, registration, and processing charges, must be paid in full as per the instructions provided.

• Payments are non-refundable unless explicitly stated in the Refund Policy.

5. Responsibilities of Clients / Candidates

• Provide accurate and truthful information during registration and application.

• Submit all required documents (passport, certificates, financial documents) in a timely manner.

• Follow the instructions provided for visa, travel, and deployment procedures.

• For loans, ensure timely repayment according to agreed terms.

6. Limitation of Liability

• Kalyan Travels & Finance will take reasonable care in providing services but shall not be liable for:

  • Visa rejection, travel delays, or deployment issues caused by government authorities.

  • Loss or damage of personal belongings during travel.

  • Any indirect, incidental, or consequential damages arising from the use of our services.

7. Intellectual Property

• All content on our website, including text, graphics, logos, and images, is the property of Kalyan Travels & Finance and may not be copied, reproduced, or used without written permission.

8. Privacy & Data Protection

• Personal information collected will be used only for the purpose of providing services and as per our Privacy Policy.

• Candidates and clients consent to sharing necessary information with employers, travel partners, or financial institutions as required for service fulfillment.

9. Termination

• Kalyan Travels & Finance reserves the right to terminate access to services for candidates or clients who provide false information, violate terms, or engage in unethical practices.

10. Changes to Terms

• We may update these Terms & Conditions periodically.

• Any updates will be posted on our website with a revised effective date. Continued use of our services constitutes acceptance of the updated terms.

11. Governing Law

These terms are governed by the laws of India, and any disputes will be subject to the jurisdiction of courts in West Bengal, India.

12. Contact Us

For questions or clarifications regarding these Terms & Conditions: