Privacy Policy

Effective Date: [Insert Date]

At Kalyan Travels & Finance, we value your trust and respect your privacy.
This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, apply for overseas jobs, use our financial services, or participate in our women group loan programs.

1. Information We Collect

We may collect the following types of information from our clients, candidates, and visitors:

• Personal Information:
  Full name, date of birth, passport number, contact details, address, nationality, and educational or employment background.

• Financial Information:
  Bank details, loan history, income details, or financial documents required for our finance or loan programs.

• Travel & Job Details:
  Visa information, job application data, travel schedule, or employment status updates.

• Technical Information:
  IP address, browser type, device details, and website usage statistics (collected via cookies or analytics tools).

2. How We Use Your Information

We use the collected information to:

• Process job applications and verify candidate eligibility.

• Facilitate travel bookings, visa processing, and overseas placement.

• Provide financial or loan assistance services.

• Enable job status tracking (using passport number or application ID).

• Maintain communication and offer service-related updates.

• Improve website performance and customer experience.

3. Information Sharing

We do not sell or trade your personal data.
However, we may share necessary details with:

• Overseas employers or recruitment partners (for job placement purposes).

• Travel agencies, airlines, or visa authorities (for travel arrangements).

• Financial partners or institutions (for loan processing).

• Government authorities, if legally required.

All partners are obligated to maintain data confidentiality and use information only for authorized purposes.

4. Data Security

We follow strict security practices to protect your data from unauthorized access, alteration, or disclosure.
All sensitive information (such as passport or financial data) is stored in secured databases with limited access rights.

5. Cookies and Tracking

Our website may use cookies to enhance user experience, analyze traffic, and remember preferences.
You can disable cookies through your browser settings, but some parts of the website may not function properly without them.

6. Data Retention

We retain your information only as long as necessary to provide our services or comply with legal obligations.
After that, your data is securely deleted or anonymized.

7. Your Rights

You have the right to:

• Access, correct, or update your personal information.

• Withdraw consent to data usage (subject to legal requirements).

• Request deletion of your data after service completion.

For any such requests, please contact us using the details below.

8. Third-Party Links

Our website may contain links to external sites.
We are not responsible for the content or privacy practices of those third-party websites.

9. Updates to This Policy

We may update this Privacy Policy from time to time.
Any changes will be reflected on this page with a revised effective date.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: